Rates may be changed at any time without notice, and the rates set forth herein may not be available at the time of purchase. For product rate history, call our Service Center at 800.888.2461. For product information, visit our product page.
The Fixed Account current interest rate is set at the beginning of each Contract Year, starting with the first contract anniversary and will be at least equal to the GMIR. Any purchases made in the first year will have the current interest rate, in effect at that time, applied to the purchase payment.
Includes information on the Guaranteed Interest Rate as applicable. If the contract's GMIR exceeds the Fixed Account Current Interest Rate disclosed above, the GMIR will prevail.
We offer two sets of rates, caps, and spreads/participation rates based on the amount of the ClearLine Annuity Purchase Payment:
- Less than $500,000
- $500,000 and greater
|Index Accounts: Purchase Payment less than $500,000||Cap||Spread/Participation Rate|
|S&P 500® Annual Point to Point||5.50%||-|
|S&P 500® Monthly Sum||2.50%||-|
|S&P 500® Low Volatility Daily Risk Control 5% Annual Point to Point||-||0.50% / 100%|
|Fixed Account: Purchase Payment less than $500,000||Current Interest Rate|
|Index Accounts: Purchase Payment $500,000 or greater||Cap|
|S&P 500® Annual Point to Point||5.75%||-|
|S&P 500® Monthly Sum||2.60%||-|
|SP 500® Low Volatility Daily Risk Control 5% Annual Point to Point Monthly Sum||-||0.30% / 100%|
|Fixed Account: Purchase Payment $500,000 or greater||Current Interest Rate|
|Fixed Account Guaranteed Minimum Interest Rate||1.00%||-|
In Idaho, ClearLine is issued on contract form ICC18 5500 (9-18) and the Rising Income Rider is issued on form ICC18 5520 (9-18).
99-00510-10 | 2020/10/02